Clear, honest answers to the questions people ask most about dealing with debt in Scotland — no jargon, no false promises.
The £5,000 threshold, what counts, and the other factors that decide if you qualify.
How much debt do you need? →A side-by-side comparison of Scotland’s two main debt solutions.
Compare a Trust Deed and a DAS →Owned cars, car finance and Motability — the honest answer.
Trust Deeds and your car →The low-cost route into bankruptcy for people with few assets and low income.
How the Minimal Asset Process works →Free, confidential advice with no obligation. Find out in minutes what your options are.
See if you qualify →Trust-Deeds.co.uk is a trading style of My Debt Plan Ltd — a commercial, profit-seeking service, paid for the debt solution you enter into. Your initial advice is free and there’s no obligation; if you proceed, fees apply and are shown to you in full first. Formal debt solutions can affect your credit rating may be recorded on a public register, and carry other risks, so they are not right for everyone; any debt write-off depends on your circumstances and your creditors’ agreement and is not guaranteed. A solution is not suitable for everyone. Free, impartial debt advice is available from MoneyHelper, StepChange, National Debtline and Citizens Advice Scotland.